Larson Siding and Windows

Home Improvement Loans for Minnesota Homeowners

Minnesota Housing offers financing programs for homeowners looking to make improvements on their homes:

The Fix-up Fund is a statewide program that offers affordable, low-interest fixed rate home improvement loans.

Eligibility Requirements

  • Household income at or below $95,150 (income limit may be waived if the improvements are being made for the accessibility of a family member with a disability).
  • Property must be owner-occupied.
  • Single family homes, duplexes, triplexes or four-plexes are eligible.

Loan Features

  • Hire a contractor or do the work yourself.
  • Maximum loan term of 10 to 20 years based on the loan amount.
  • Loan amounts from $2,000 to $35,000.
  • A higher loan amount may be available if the improvements are being made for the accessibility of a family member with a disability.

Eligible Home Improvements with the Fix-up Fund
Most improvements to the accessibility or energy efficiency of a home, or general repairs are eligible, such as:

  • Windows
  • Insulation
  • New Roof
  • Garage

For more information about this program, please complete the form below.



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